An Analytical View of the Health Insurance in India during Covid-19 Pemdamic Perspective and Challenges

Abstract

 Hospitalization costs are covered by all health insurance policies. COVID-19 would not be classified as a pre-existing disease. As a consequence, all insurance companies would typically respond to hospitalization assertions. People suspected of being afflicted are being quarantined, and those who test positive for COVID-19 are being treated.  Health and professional floater medical insurance accounts for less than 15% of all people provided by insurance and government-sponsored health insurance coverage. The objective of this research is to provide insight into the problems and perspectives of health insurance in India during COVID 19 pandemic.