Impact Of Operational Risk On Various Dimensions Of Banks

Abstract

Although the banking sector has become strong, competitive, dynamic and resistant, it faces several newer challenges as a result of macroeconomic and financial sector reforms in domestic as well as in global space. A review of operational risk explicitly shows that subject coverage is limited to quantification of operational risk data and modeling techniques. The study specifically covered operational risk management of both public sector and private sector banks complying Basel accord in the Indian banking system. The study will support the bankers and banking institution to concentrate on crucial risk areas associated with operational failures where strategic attention and mitigating measures are required. In order to accomplish the objectives of the study, primary data were collected through a structured questionnaire. The detailed analysis was performed according to the research objectives with the help of Statistical Package for the Social Sciences (SPSS 20)0. Based on the nature of data, reliability analysis, percentage analysis, factor analysis, regression analysis were performed.