Critical Analysis of Self-Help Groups: With Special Reference to India

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Ujjal Kumar De


Self-Help Group is a viable organized group to allocate micro-credit to rural women in order to make them entrepreneurial women and to encourage them to engage in business activities. The rural women's credit needs can be met through the SHGs. Self-help groups are typically voluntary communities where participants have a common perception of collective action need and significance. Both associations encourage community investment and use shared resources to meet their members' evolving demands and consumption requirements. SHGs have emerged as a popular method of working with people. It can help in economic interdependence and improve their social status. The development of women enables society to understand and appreciate their abilities. It provides needed psychological satisfaction and a deep sense of achievement to create their enhanced identity in the society. This research paper reflects critical analysis of Self-Help groups in India.

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